Critical illness insurance is designed to ease the financial pressures of suffering from a severe illness, by paying a lump sum amount if you are diagnosed with, and survive a life altering illness such as Cancer, Heart attack, Stroke, Multiple sclerosis or Parkinson's disease. 

Income and Salary Protection Plans provide income to both individuals earning a salary as well as to those who are self-employed. As a business owner your inability to work and earn an Income could put the business under severe financial difficulty in the short term. 

Medical Aid is a form of Insurance where you pay a monthly amount- called a contribution or premium- in return for financial cover for medical treatment you may need, as well as any related expences while Medical or Health Insurance cover the whole or part of a person's incurring medical expences. 

First and formost saving money is important because IT HELPS protect you in the event of a financial emergency. Additionally saving money can help you pay for large purchases,avoid debt, reduce your financial stress, leave a financial legacy and  provide you with a greater sense of financial freedom.